FAQsQuestion: What do I need to have in place to become a responsible Texas Nonsubscriber?
- A written comprehensive workplace safety program
- A written Benefit Plan
- A Dispute Resolution plan
Question: Are nonsubscriber programs regulated?
Answer: Yes, nonsubscriber programs are regulated by both state and local agencies and laws. Here are some of them:
o Federal: Employee Retirement Income Security Act or ERISA
o Federal: Occupational Safety and Health Administration (OSHA)
o State: Section 406.033 of the Texas Labor Code and Section 406.052(b) of the Texas Labor Code
Question: How can a Texas Nonsubscriber handle injury claims?
- Determine the cause of an injury
- Maintain effective communications with any third party claims administrator
- Ask for regular reports to make sure claims are being handled appropriately
Question: When should a Texas Nonsubscriber introduce an employee to the safety program and benefit program?
- Immediately upon hire
- Need to have the employee sign for receipt of the document
Question: How often should a Texas Nonsubscriber review the safety program and benefit program with employees
- It depends upon how often you make changes. More frequent changes require increased frequency of review
- If a major change, like a new insurance carrier or new benefit package is added, right away after the change is in place